Member Referral Program

When you refer friends and family to YNCU, you’ll BOTH be eligible for a referral reward up to $100 for the business they bring.

How it works:

• $50 if the new Personal or Small Business Member opens a term deposit for a minimum 1-year term and a minimum deposit of $5,000

• $50 if the new Personal or Small Business Member gets a personal loan for a minimum 1-year term and a minimum loan of $5,000

• $50 if the new Personal Member opens a chequing account and sets up an automatic payroll deposit into the YNCU account

• $50 if the new Small Business Member opens an eligible fee based chequing account, Collabria VISA or Brinks Complete service

• $100 if the new Personal or Small Business Member chooses a fixed or variable rate residential mortgage or Meritline (minimum amount or initial advance of $50,000)

• Refer an employee and direct their payroll to a YNCU chequing account and receive $50

• Refer a child (under 18) and receive $10

• Refer a classmate and receive $10

• Organization/Team Account – for every child who opens a new membership and receive $10

Available for a limited time. Terms and conditions of this program can be altered or cancelled without notice. Rewards are cumulative to a maximum bonus of $100. Bonuses are not eligible when referred by a source that is already receiving a referral reward (e.g. mortgage broker, car dealership, etc.).