Think all cards are made equally? Think again. YNCU Mastercards offer the convenience of acceptance all over the world, along with a wide-range of benefits.
View our full suite of Mastercards by visiting our Collabria partner site or use our product recommender to find the best card for you.
Don’t let high credit card interest rates stand in the way of your financial progress. Make the smart move with your credit and take advantage of our Balance Transfer offer.
Pay 0% interest for the first 9 months when you transfer your existing credit card balances for a one-time transfer fee of 2%. Here’s how you can benefit from our balance transfer offer:
This offer is available from January 1, 2024, and expires on December 31, 2024.
Click here to learn more.
*A minimum transfer amount of $500 is required. You can transfer as many balances as your credit card limit allows during the promotional period if each transfer is $500 or more.
Welcome Points Offer
Apply, Spend, and Earn Welcome Points!
Sign up for a new credit card and get up to 5,000* Welcome Points after your first purchase.
With Flex Rewards, you'll discover a large assortment of Reward Points redemption options, whether you're looking to travel, shop, or indulge in unique experiences.
This offer is available from January 1, 2024, and expires on December 31, 2024.
Click here to learn more.
*Terms and conditions apply. Click here to view which cards are eligible for this offer
Apply for a credit card now so you can start building your credit score and gain the skills you need to manage money effectively. To get you started, you will receive a $50 statement credit after your application has been approved.
This offer is available from June 17 to November 30th, 2024 to cardholders between the ages of 18* to 24 years old.
*18, or the age of majority in your home province.
From October 15 2024 to December 09 2024, sign up and get approved for a credit card to be entered for a chance to win a once in a lifetime trip to Whistler with amenities covered value at $15,000!
New cardholders for eligible cards whose applications are submitted and approved during the Sweepstakes period will be entered for a chance to win either one (1) Grand Prize, which will be a trip, or one of four (4) regional Secondary Prizes, which will be a statement credit prize
The grand prize and secondary prize winners will be selected based on random draw. The odds of winning the grand prize will depend on the total number of eligible entries received during the Sweepstakes Period.
How to Enter
Consumer cardholders will automatically be entered by applying and being approved for an eligible consumer credit card.
To enter the Sweepstakes without applying for an eligible credit card, existing cardholders have the option to send an email to marketing@collabriafinancial.com following a specific format (please see the Sweepstakes Rules for full details).
For sweepstake rules and more information click here
US Dollar Welcome Points Offer
Sign up for a new US Dollar credit card and get up to 7,000* Flex Rewards points after your first purchase.
This offer is available from October 14, 2024 and expires on November 30, 2024.
For more information click here
Enjoy peace of mind with emergency assistance anytime, anywhere. Mastercard Global Service helps you with reporting a lost or stolen card, obtaining an emergency card replacement or receiving an emergency cash advance.
For 24/7 assistance call:
Canada and US: 1-800-622-7747
International Collect: 1-636-722-7111
You could call it a loan. We call it a head start.
2024 Your Neighbourhood Credit Union Limited. All rights reserved.
Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .
