To be a member, you need to be a resident of Ontario and put a $5.00 deposit in your Membership Shares account. The $5.00 is to purchase and hold the required 5 shares ($1.00 each) to be a member in good standing. Membership entitles you to voting rights, profit-sharing dividends, and access to YNCU products and services.
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Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .
